In the era of endless dating apps catering to nearly every preference and niche, a new challenger has emerged – and it has an unexpected point of focus: your credit score. This new app, called “Score,” doesn’t care about your hobbies, job, or star sign. The only requirement it has is that you possess an excellent credit history.
The concept has quickly turned heads in the dating and financial worlds, leaving people debating its merits and implications.
Introducing Score
Forget about swiping based on photos or shared interests; it seems financial responsibility is the new “sexy.” A controversial dating app called Score requires users to have a high credit score for entry.
The app’s unique premise has divided opinion, raising questions about financial compatibility in relationships and whether our credit scores are becoming an uncomfortably pervasive feature of modern life.
The Premise: Dating Your Financial Equal
The creators of Score argue that the app is addressing a common concern in relationships: financial incompatibility. Money problems are notorious for driving couples apart, and the app proposes to match people who are likely to have similar approaches to spending, saving, and debt.
It seeks to provide a platform where, when finances enter the equation further down the line in a relationship, things are less likely to implode.
How Does It Work?
To gain access to Score, you must link your credit information through a secure third-party provider. Score uses your FICO credit score, the most common scoring model.
Users with scores above 670, considered good to excellent, get the green light, while those below the threshold are turned away. The app itself works similarly to many popular dating apps, facilitating connections, conversations, and potential meet-ups between financially compatible individuals.
Controversy and Critics
Predictably, this approach has been met with backlash. Critics argue that it is elitist and promotes unhealthy attitudes toward finances.
Some detractors suggest the app ignores the fact that personal creditworthiness may not reflect income level, as debt, medical emergencies, or unexpected life events can negatively affect scores. Others feel it is yet another invasion of privacy.
Is Financial Compatibility Key?
Proponents of Score dismiss these criticisms, saying the app doesn’t discriminate but helps like-minded people connect. They maintain that financial compatibility is essential to avoid resentment and conflict.
Data backs them up to some degree: financial disagreements are a leading cause of stress and separation among couples.
A Reflection of a Score-Driven Society
Regardless of whether you champion or condemn the app, its existence brings into focus how credit scores impact our lives. Once used only to determine loan eligibility, these numbers now influence insurance rates, rental applications, and even employment opportunities.
Score takes this encroachment to a new level, with some concerned about the implications for social stratification and potential exclusion based on financial standing.
Final Thoughts
It remains to be seen whether Score is merely a fleeting trend or indicative of a broader shift toward considering credit scores a core part of a person’s overall eligibility or desirability.
This app certainly poses some difficult questions to contemplate: Can a credit score tell you if someone is a good romantic partner? And should one number hold so much power?